What are these terms?
Tap on each card to learn how it affects your financial health.
Cashflow
Cashflow is the money moving in and out of your pocket. Positive cashflow means you’re earning more than you spend.
Net Worth
Net worth is what you own (assets) minus what you owe (liabilities). A positive net worth means your assets exceed your debts.
Wealth Ratio
Wealth ratio compares your net worth to your income. A higher ratio indicates better financial health.
Savings Ratio
Savings ratio shows how much of your income you save after expenses. The higher, the better for your financial stability.
Liquidity Ratio
Liquidity ratio measures how easily you can cover expenses using your available assets.
Debt Service Ratio
Debt service ratio shows what portion of your income goes to repaying loans. Keep it below 40% for financial health.