Breakdown your income, expenses, assets & liabilities
Income refers to the money you earn regularly, such as your salary, side jobs, or business profits. Keeping track of income helps you plan and budget effectively.
Net income: Obtained from main job (excluding EPF, Sosco & all mandatory deductions).
Other income: e.g rental, commissions, dividends.
Expenses are the costs you pay for living, such as food, rent, and transport. Tracking your expenses shows where your money goes and how to save.
Total Credit Card Repayment: Total of all credit card monthly repayment.
Total Vehicle Loan/Financing Repayment: Total of all vehicle loan monthly repayment (e.g motorcycle, car, etc).
Total Property Loan/Financing Repayment: Total of all property loan monthly repayment (e.g house, shoplot, land, etc).
Total Personal & Household Expenses: Total expenses for all necessities (e.g groceries, utilities, etc).
Total Insurance/Takaful Expenses: Total monthly insurance/takaful paid.
Other expenses: Any other expenses not listed above.
Assets are what you own that have value, such as savings, investments, or property. Recording assets helps measure your financial strength.
Total Savings: Total value of cash savings and its equivalent (e.g Bank Account, Tabung Haji, Fixed Deposit).
Total Property Value: Total Total current value of property in holdings (e.g House, shoplot, land, precious metals, valuable items).
Total Investment Value: Total current value of investments (e.g ASB, stocks, crypto asset, etc).
Total Retirement Fund: Total value of aset designed for retirement (e.g EPF, PRS).
Liabilities are debts or obligations you owe, like loans or credit card balances. Understanding liabilities helps you manage repayment better.
Total Card Credit Balance: Total remaining balance of all credit card.
Total Vehicle Loan/Financing Balance: Total remaining balance of all vehicle loans/financing.
Total Property Financing Balance: Total remaining balance of all property financing.
Other Loan/Financing Balance: Remaining balance of all any other loans/financing.
Tip: Update values, then click Calculate. Values formatted in RM on result card.
Income
RM0
Expenses
RM0
Assets
RM0
Liabilities
RM0
Benchmark > 10%
0%
Benchmark ≥ 3 Months
0
Benchmark < 35%
0%
Your overall financial well-being score based on ratios and net worth.
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